FAQ’s
Do you offer personal loans?

No, we do not offer personal loans. If you’re awaiting a lump sum payout on your Pension payout or Retirement Annuity, Alt Bridge Capital will offer you a bridging loan.

Who qualifies for a loan with Alt Bridge?

Anyone who is expecting a lump-sum pay-out (Pension, Package, Divorce Settlement, Retirement Annuity, Death Claim) within the next 3-4 months. Our clients are: Retrenched, Resigned, Dismissed, Divorced, Retiring.

How long does the loan approval process take?

If all the required documentation is received, we pride ourselves on delivering a “Same Day” service. The money will be available in the client’s bank account within 24 hours.

How will a bad credit record affect my loan application?

You are still welcome to apply – all applications are considered.

Are you registered with the NCR?

Yes, we are fully compliant with the NCR.

How much will I be able to borrow?

Each application is assessed on its own merits, a rough estimate is 10% of the lump-sum amount with a minimum of R2,000 and a max of R50,000.

Do you offer any other bridging loans?

We are affiliated with a company that specialises in RAF bridging loans and property bridging loans, contact us today to put you in touch with them.

Where are your offices?

We have offices in Durban, Johannesburg and Cape Town but we do offer a nationwide service.